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Tag Archives: Credit and savings
Mobile technologies in Africa
Sub-Saharan Africa has the lowest levels of infrastructure quality in the world. However, 80% of adults in Kenya, Ghana, Nigeria, and Senegal have a mobile phone, despite the fact that a large proportion of them live in poverty with no … Continue reading
Posted in Uncategorized
Tagged Credit and savings, CSAE2014, Development, Risk and insurance, Social Networks
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Banking in Africa: taking stock and looking forward
Banking in Africa has undergone dramatic changes over the past 20 years. While dominated by government-owned banks in the 1980s and subject to restrictive regulation – including interest rate ceilings and credit quotas – financial liberalization, institutional and regulatory upgrades … Continue reading
Posted in Institutions and Growth
Tagged Credit and savings
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A loan shark in sheep’s clothing? Is commercialization of microfinance bad for borrower welfare?
After years of positive media attention and a Nobel Peace Prize for Muhammad Yunus and Grameen Bank, it’s been hard to miss the recent controversy surrounding the microfinance industry. Critical media reports have highlighted the role of high interest rates … Continue reading
Posted in Institutions and Growth, Policies to Protect the Poor
Tagged Credit and savings
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Formal savings access and informal financial transactions
Social networks and the analysis of peer effects are a current hot topic across academic disciplines. The idea that a structure beyond our own direct scope and understanding, i.e. the social network we are embedded in, significantly influences how our … Continue reading
Posted in Policies to Protect the Poor
Tagged Credit and savings, Markets, Social Networks
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