Tag Archives: Risk and insurance

Time and Risk at #OxCSAE2017: Present bias in the lab, incentives and overoptimism and informal risk-sharing vs. formal insurance

The CSAE Conference finished yesterday. Over the next days our team of student bloggers will present you with a selection of interesting and notable papers.¬†With more than 300 papers presented at the CSAE Conference, we are unfortunately unable to do … Continue reading

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Are remittances shared after an aggregate shock? The impact of mobile money services on risk sharing.

Mobile money services offer a new way to quickly and easily send money long distances. After starting in Kenya in 2007, they’ve grown dramatically over the last decade, with mobile money services now available in 93 countries with over 400mn … Continue reading

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Intra-household Resource Allocation and Familial Ties

Households in traditional societies often deviate from the form of the nuclear family household that dominate in developed economies. Grandparents and grandchildren, married siblings, other extended family members, or even unrelated individuals may cohabit, produce and consume together. In sub-Saharan … Continue reading

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The Potential for Mobile Technology to Improve Agricultural Efficiency

The spread of mobile technology has been transformative in many developing countries. Mobile phones have lowered price dispersion, enabled mobile banking and transfers, and connected an increasing number of people to the internet. Agricultural production in developing countries has been … Continue reading

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Mobile technologies in Africa

Sub-Saharan Africa has the lowest levels of infrastructure quality in the world. However, 80% of adults in Kenya, Ghana, Nigeria, and Senegal have a mobile phone, despite the fact that a large proportion of them live in poverty with no … Continue reading

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World Development Report 2014: a missed opportunity?

The World Development Report is the flagship statement by the World Bank on development for the upcoming year. As someone who spends a considerable amount of time working on risk and insurance in developing countries, I was excited to see … Continue reading

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Posted in Institutions and Growth, Policies to Protect the Poor | Tagged | 3 Comments

What have we learned from all the agricultural microinsurance pilots?

This blog post is based on a keynote speech given by Daniel Clarke at the 8th International Microinsurance Conference, on 8 November 2012. Since 2003 there have been a large number of agricultural insurance pilots in low income countries.¬† Many … Continue reading

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Posted in Institutions and Growth, Policies to Protect the Poor | Tagged , , , , | 1 Comment